Whether you're looking for auto, home, renters, commercial, or a bundle that saves you up to 15% — CIS Insurance Agency shops multiple top-rated carriers to find you the best rate.
One agent, every line, zero hassle.
We're here to help. Complete the form below and we'll get in touch with you.
Bundling your auto and home insurance is one of the simplest ways to lower your premiums without giving up coverage — and it works even better through an independent agency like CIS.
Most carriers offer significant multi-policy discounts. We verify the savings are real before recommending a bundle — not just a discount on an inflated rate.
One point of contact for both policies. When something happens, you make one call to CIS. We handle the rest.
Transitioning from your current carriers is seamless — no coverage gaps, no paperwork headaches. We take care of it.
Unlike captive agents tied to one company, CIS shops your bundle across multiple carriers so you always get the best deal.
Bundle both policies and sync your renewal dates — one annual review, fewer surprises, easier to manage your coverage.
If one carrier raises rates at renewal, we re-shop your bundle across all our carriers without you losing the discount.
Savings vary by carrier, state, and coverage level — but bundling consistently delivers. Here's what most policyholders see when they bundle through CIS.
A CIS bundle means two full policies — not stripped-down versions. Here's exactly what each side covers.
| Policy | Coverage Type | What It Protects |
|---|---|---|
| Auto | Liability | Bodily injury & property damage you cause to others |
| Auto | Collision | Damage to your vehicle from an at-fault accident |
| Auto | Comprehensive | Theft, weather damage, fire, vandalism, animal collision |
| Auto | Uninsured Motorist | Protects you when the other driver has no insurance |
| Home | Dwelling | Structure of your home — walls, roof, foundation |
| Home | Personal Property | Your belongings — furniture, electronics, clothing |
| Home | Liability | Injuries or property damage that occur on your property |
| Home | Additional Living Expenses | Temporary housing if your home becomes unlivable |
| Bundle Perk | Multi-Policy Discount | Applied to both premiums at time of binding |
| Bundle Perk | Single Point of Contact | One CIS agent handles questions, changes, and claims on both policies |
A captive agent works for one insurance company. CIS is an independent agency — we work for you. When it comes to bundling, that difference is worth hundreds of dollars a year.
| Feature | Captive Agent | CIS Insurance |
|---|---|---|
| Compares multiple carriers | ✗No | Yes |
| Re-shops your rate at renewal | ✗No | Yes |
| Can switch carriers without losing you | ✗No | Yes |
| Verifies bundle is actually cheapest | ✗No | Yes |
| Works for you, not the insurer | ✗No | Yes |
| Nationwide coverage availability | ✗Limited | Most states |
Usually yes — but not always with every carrier. That's exactly why working with an independent agent like CIS matters. We run the numbers across multiple carriers and only recommend a bundle when it genuinely saves you money.
Absolutely. We can move both policies to the same carrier at your next renewal — or in some cases mid-term. We manage the transition so there are no gaps in coverage and no stress on your end.
You can still bundle. Auto + renters insurance qualifies for a multi-policy discount with most carriers. Renters insurance is often under $20/month on its own — and bundling it with your auto policy saves on both.
It depends on your carrier, state, vehicles, and home value — but most bundled customers save between $300 and $800 per year. The best way to know your specific number is to fill out the quote form above. It takes 5 minutes and there's no obligation.
Yes. CIS Insurance Agency is licensed in most states nationwide. Whether you're in Alabama or anywhere across the country, we can shop your bundle and get you covered.
About 5 minutes to fill out the form at the top of this page. One of our agents will reach out quickly with real quotes from multiple carriers so you can compare and decide — no pressure, no obligation.
* Discounts of up to 15% are available with select carriers and are not guaranteed. Actual savings vary based on carrier, state, coverage type, driving history, home value, and other individual factors. Not all customers will qualify for maximum discounts. Contact a CIS Insurance agent for a personalized quote.
