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CIS Insurance Agency Blog

All You Ever Wanted to Know About Insurance

How to stay safe while sharing the road with an 18 wheeler

Keep Out Of The Danger Spots The weight of a tractor-trailer rig--semi-truck or 18-wheeler, whichever you prefer--is approximately 35,000 pounds empty and up to 80,000 pounds fully loaded. Also consider semi-trucks...

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Tips for Power Tool Safety

What would you do without power tools? Well, you’d probably take on fewer home-improvement projects - and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to...

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Medical experts say second wave is coming: Are you ready?

Businesses continue to reopen. Schools are back in session. We’re playing high school football and volleyball, pro basketball, soccer and baseball are underway after either delays or starting seasons later than...

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How to Update your Home — Without Spending Thousands

It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...

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What is water backup coverage and why is it important?

Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...

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Fire pits: Cozy year round

When you think about a fire pit, think cozy--year-round. If you love a fire pit, now’s the perfect time to add one to your outdoor decor. And if you’re thinking a fire pit is only good for the fall or winter months,...

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I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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What Car Drivers Need to Know about Motorcycles

Summer is here, and there are plenty of motorcycles on the road. People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not accustomed to looking for them. It’s obvious...

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The most essential steps to a bountiful garden

We know this subject isn't insurance related but if you’re looking for trends, food gardening is the hottest trend in home gardening right now. The “why” is easy to figure out: The COVID-19 pandemic and its far-...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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Social Distancing Tips

Social distancing has been proven to slow the spread of COVID-19 and is defined as staying at least 6 feet apart. During a pandemic, social distancing is especially important for people who are sick or vulnerable to...

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Why You Need Service Line Coverage

Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

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Spring Cleaning Tips

Spring is a time for cleaning and organization around the house. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful information. Areas that you need to pay special attention to to...

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Lawn Mowing 101

Lawn Mowing 101: In September 2018, The Washington Post reported each year across the United States, 6,394 people, on average, sustain serious injuries - including burns, cuts and broken bones - in lawnmower accidents,...

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5 Carbon Monoxide Safety Tips

Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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Looking at a new piece of jewelry? Make sure to look at your insurance, too

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars-or a fire or some other...

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Why You Might Want to Live Like a Minimalist

Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...

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Three Ways to Lower Your Carbon Footprint

April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”...

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Five Tips to (Finally) Get your Garage Organized

There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How...

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Fallen Tree Coverage?

With weather patterns changing we all need to check our policies to see what is covered. During intense windstorms, trees, shrubs and branches can easily become airborne projectiles. This can cause considerable damage...

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Keep Pets Happy and Safe on Vacation

You’re not just imagining it-a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...

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Home Security Technology: Keeping you ahead of the burglars

Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they...

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Revamp your ride

Next to housing, a car is likely to be one of your biggest expenses. Unlike a home however, it doesn’t increase in value over time. According to vehicle history reporting company Carfax, Inc., automobiles lose more...

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Tax changes we all need to know

Many Americans will begin experiencing the effects of the Tax Cuts and Jobs Act of 2017 when they file their annual returns this year. Outside of political characterizations of the bill's implications,...

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Is your home as efficient as it could be? An energy audit can tell you

Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....

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Keep CHRIST in CHRISTmas

Keep Christ in Christmas. It’s a saying you may hear quite often this time of year. The number one way to keep Jesus Christ in your Christmas celebrations is to have him present in your daily life. If you have already...

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Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

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Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...

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6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

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Guide to Mobile Home Insurance

Due to their unique construction and vulnerability to certain weather, such as windstorms, mobile homes typically don’t qualify for traditional homeowners insurance. Instead, you need to look into separate mobile home...

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5 Signs You Need to Up Your Life Insurance Coverage

Depending on the type of life insurance policy you have, you could be covered anywhere between one year and the rest of your life, depending on if you have term or permanent life insurance. But if you’ve had a policy...

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FAMILY CONVERSATIONS WITH OLDER DRIVERS

Because driving represents independence and freedom for most older adults, the idea of limiting or giving up driving can be a deeply personal and emotional issue. That's why The Hartford Center for Mature Market...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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Manufactured Housing Homeowner's Insurance

Insurance for Mobile & Manufactured Homes From your countertops to the décor on your walls, your home is uniquely yours. Shouldn’t your home insurance policy be built just for you too? We think so. CIS Insurance...

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Preparing Your Boat for the Season

Tips on Preparing Your Boat for the Season Boating is a fun activity that can be shared with the entire family. However, because it can be seasonal, you’ll need to perform a few check-ups to get ready for first trip of...

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Grilling Safety Tips

Charcoal or Gas?Nearly 9,000 home fires a year involve grills, according to a National Fire Protection Association report. Of all the home fires involving grills, gas-fueled grills accounted for four out of five fires,...

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

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Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

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Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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The Importance of Homeowner's Insurance

One of the things people rarely pay much attention to when they buy a property, is whether they have adequate dwelling hazard and liability insurance, otherwise known as homeowner’s insurance. Getting a policy is easy...

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6 ways to make your home smart

Is your home as smart as it could be? Do you even want it to be? In this age of connected devices, it seems that everything that can be connected is being connected, including a few things that really have no business...

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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What is Hazard Insurance? And Do You Need It?

Hazard insurance is a term sometimes used to describe risks covered by a homeowners insurance policy. Covered risks (or hazards) often include damage to your home caused by fire and smoke, theft and vandalism, among...

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How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Reduce your risk when burning leaves

Fall is here and with that comes LEAVES..... lots and lots of leaves. The sights and smells of falling leaves and bonfires can bring a smile to your face but be careful of those embers spreading to surrounding bushes...

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Safe driving in foggy conditons

What is Fog and how do you drive in it? Fog is a cloud at ground surface level occurring most often in the morning or evening. When driving, use fog lights because they have a wide, flat beam which doesn't reflect back...

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Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

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Save Some Money: Follow These Simple Tips

Don't we all need to save some money? The problem is, we often do not know how to get started. Try these ideas: 1. Put a little away every week. Don't underestimate the power of saving $25 to $50 per week. If you pay...

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Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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How To Be A Star At Work

If you want to be successful at work, then getting a reputation for taking initiative is one key goal to accomplish. Initiative and creativity move the world. They foster the realization of innovative ideas in various...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Splash Into Summer: Pool Safety

Finally, warm weather is here! It is time to take the pool cover off and enjoy some fun in the sun. Safety is key, statistics show that drowning is the nation's number one killer of children under the age of 5 and it's...

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Help Your Dog Love Apartment Living in Marion County

Apartment living in Marion County, AL can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some...

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Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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Teen Driving Safety

Talking to Your Teen About Safe DrivingWhen teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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Marion County Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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Winter Freeze

Stay warm this winter and be fire safety aware! -

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Getting a Drone for Christmas??? Here are a few tips on Drone Safety

5 Dos and Don’ts of Flying a Drone Drones are exploding in popularity in Alabama and Mississippi, and so are the news stories about someone flying too close to a commercial aircraft or shooting down a drone. These are...

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Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Did you know????

Did you know CIS Insurance Agency has options for insurance coverage for ALL the products listed below??? - ***Browse our page for more information on insurance carriers and products we offer***Contact us today for your...

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ASI's Battery Project

CIS Insurance Agency is a proud carrier/provider of ASI insurance. Each year ASI conducts a project in which they mail each of their policyholders a new 9 volt battery for their smoke detectors. - This vast undertaking...

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Which Home Alarms Do You Need?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

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Pay It Forward

In today's busy world we should all look for ways to "Pay it Forward".Here's a little inspiration for you!!Since 2013 Progressive has partnered with National Auto Body Council's Recycled Rides in an annual event known...

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Home Inventory. What is it and why you need to do it!

- Why a Home Inventory Is Important - Let’s try a little exercise: Can you list everything you own from memory? Didn’t think so. The fact is most people own more things than they realize. It’s easy to remember the cars,...

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CIS Insurance Agency has Life Insurance


Wedding and Event Insurance

Getting married? Planning that special milestone birthday party? Hosting a fun-filled family reunion? - Whatever the occasion there is an insurance plan to cover everything from lost photos, to transportation failures,...

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Wildfire Season

It’s Been a Dry Summer! - And as we head into wildfire season this fall, here are a few tips to help your family stay safe and keep your home protected. A surprising fact: wildfire can happen in almost every state:...

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YOUR Local Volunteer Fire Department

If you are like most of us we rarely think about our local volunteer fire departments until we need them! Did you know that local volunteer fire departments are just that -- VOLUNTEERS. They do not receive state funding;...

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more.When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

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