INSURANCE BLOG

How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs — especially if you have a great driving record, or don’t mind having higher deductibles. — Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad campaigns to convince you to “switch and save” — but the truth is, many people can…

Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could result in a multi-car accident. And you could be held liable to others for the…

Reduce your risk when burning leaves

Fall is here and with that comes LEAVES..... lots and lots of leaves. The sights and smells of falling leaves and bonfires can bring a smile to your face but be careful of those embers spreading to surrounding bushes and trees. The fall season is notoriously dry across much of the US so keep these…

Safe driving in foggy conditons

What is Fog and how do you drive in it? — Fog is a cloud at ground surface level occurring most often in the morning or evening. When driving, use fog lights because they have a wide, flat beam which doesn't reflect back as easily. Fog lights often have a yellow lens that better illuminate the…

Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. — With the summer heat ratcheting up, you may be coming down with a serious case of pool envy, obsessed with having a pool right outside your door for…

Save Some Money: Follow These Simple Tips

Don't we all need to save some money? The problem is, we often do not know how to get started. Try these ideas: — 1. Put a little away every week. Don't underestimate the power of saving $25 to $50 per week. If you pay yourself $25 per week, in two years you will have saved $2,600, not counting…

Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects should be in the “long-term maintenance” category. But putting them on hold for too…

How To Be A Star At Work

If you want to be successful at work, then getting a reputation for taking initiative is one key goal to accomplish. — Initiative and creativity move the world. They foster the realization of innovative ideas in various industries and contribute to constant development. — There is a great demand…

Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. — Spring rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you…

Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. — But there are plenty of simple maintenance tasks and other improvements you can handle to make your home safer – whether you’re handy or not. And you won’t…